My relationship with my clients starts with the development of a comprehensive
financial security plan to help them achieve their long-term financial goals. As part of this plan, we examine the investment, liquidity, insurance and estate planning aspects of their situation.
I strive to serve as my clients’ chief financial security advisor. As part of this role, I
coordinate the activities of existing professional advisors such as tax accountants and
estate lawyers. If required, I also consult my own network of professional advisors.
My investment philosophy is essentially conservative in nature. Based on their risk
profile, I structure each client’s investment portfolio to aim at long-term growth.
Tax planning and minimization are key components of most clients’ financial
security plans. As part of each client’s overall plan, I recommend the evaluation of
strategies such as income splitting and family trusts.
Every six months, my clients receive a summary of their investment performance.
The information is presented as clearly as possible. In addition, I review the format of the
report with my new clients to minimize confusion or misunderstanding about how to read
I review each client’s overall plan annually to ensure they remain on track to achieve
I make myself as accessible to clients as possible. All telephone calls are returned
the same business day, either personally or by my assistant.
I believe that my best client is the one who is fully informed. As such, I make a
strong commitment to client communication through my regular newsletter, as well as by
e-mail and mailed product information.